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Course
Approved by Delaware DMV Approved by 
Delaware DMV

Accepted By:

The state of Delaware allows drivers to take an online defensive driving course for a 10% to 15% reduction in car insurance premiums for three years. You can also choose to take defensive driving for a three-point credit on your Delaware driving record. The course is simple, easy-to-use and best of all, it's 100% online.

*The driving record credit is provided at the discretion of the Delaware Division of Motor Vehicles (DMV). The point credit may vary from case to case.

Division of Motor Vehicles Approved

The Delaware DMV reviewed and accepted this online defensive driving program to meet insurance and point reduction requirements. You will receive a 10% insurance reduction after completing the initial defensive driving course. After three years, you are eligible for the refresher course, which gives you a 15% discount. This discount can be renewed every three years.

24/7 Course Access

With Delaware Defensive Driving and the refresher course, you get 24/7 course access. You can complete the course in sections and log off whenever you like. The system will save your progress.

Course Details

The online Delaware Defensive Driving course and Delaware Defensive Driving 3-Hour Refresher course were designed to educate Delaware motorists in safe driving techniques. These training programs provide sound, accurate information and statistical data that highlights the importance of defensive driving.

Here is a sample of what you will find in the Course Contents:

  • Intro to Course: Navigation, Course Duration and Objectives
  • Traffic Safety Problems: Societal and Personal Impact, Statistical Data, Road Rage, Speeding
  • Human Factors: Stress, Fatigue, Distracted Driving, Traffic Laws
  • Effects of Drugs and Alcohol: Reaction Time, Depressants, Narcotics, Zero Tolerance, DUI Penalties
  • Man, Machine & Environment: Crash Dynamics, Effects of Speed, What Happens in a Crash
  • Safety Equipment: Safety Belts, Child Restraints, Airbags, Anti-Lock Brakes
  • Crash Prevention: Scanning Techniques, IPDE, Following and Stopping Distance, Hazards, Sharing the Road, Emergencies, City and Rural Driving, Intersections, Changing Lanes, Passing
  • Delaware Traffic Laws: Point System, Speed Violations, License Suspensions, Aggressive Driving, Traffic Signals, Signs and Street Markings, Required Safety Equipment

According to the state of Delaware, upon successful course completion you will be eligible for:

  • 10% Discount. A reduction of 10% for each automobile, motor home or motorcycle insured under a policy if all operators named on the policy as insured complete the Online Delaware Defensive Driving Course. If fewer than all the operators covered as principal or occasional drivers complete the course, then the discount shall be a fraction of 10%. The fraction shall be the number of operators completing the course divided by the total number of operators.
  • 15% Discount. A reduction of 15% for each automobile, motor home or motorcycle insured under a policy if all operators named on the policy as insured complete the Online Delaware Defensive Driving 3-Hour Refresher course. An insured driver who completes a 3-Hour Delaware Refresher course within the 90 days prior to the three-year expiration date of his or her initial Delaware Defensive Driving course shall receive a 15% discount effective the next renewal date. An insured driver who completes the refresher course after the expiration of the three-year period shall lose the 10% or 15% discount on the expiration date. But they will receive the 15% discount effective on the date of completion of the refresher course if said completion is within two years of the expiration date.
  • 3-Point Credit. The Delaware Division of Motor Vehicles may consider the satisfactory completion of the Online Delaware Defensive Driving Course as a 3-point credit when determining driver penalties. This credit is provided at the discretion of the Division and may vary from case to case.

» For more course information, visit the FAQs page

Benefits for Delaware Drivers

  • Receive a mandatory 10% insurance premium reduction on initial online course completion
  • Receive a mandatory 15% insurance premium reduction for each additional online course completion (once every three years)
  • Receive up to a 3-Point Credit on your driving record
  • Learn potentially life-saving defensive driving strategies
  • Fully approved by the Delaware Division of Motor Vehicles
  • Live chat support
  • Includes free reporting of course completion to the Delaware DMV
  • Log on and off at your convenience without losing your place

Delaware Defensive Driving

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