New Jersey Online Defensive Driving
SafeMotorist's New Jersey Online Defensive Driving course makes it simple to avoid point penalties after a traffic ticket and save money on your auto insurance rate. The six-hour course is 100% online and approved by the New Jersey Motor Vehicle Commission (MVC) for point and insurance reduction.
In addition to reducing two points from your driving record and saving up to 10% on your insurance premiums for three years, you'll learn defensive driving strategies that can help you avoid accidents and become a safer, more responsible driver.
After you finish the course, we will report your completion to the MVC, who will automatically process your point reduction. You can download your certificate seven days after successfully completing the course. To redeem your insurance discount, you need to submit your certificate to your insurance provider.
About the New Jersey Defensive Driving Course
With New Jersey Online Defensive Driving, you can skip the classroom and improve your driving skills from the comfort of your home — or anywhere with internet access!
Complete your training at your own pace and take breaks anytime you like without losing your place. With no need to change up your schedule or travel to a classroom, MVC-approved defensive driving training has never been more convenient.
- MVC approved for point and insurance reduction
- 100% online
- 6-hour course — learn at your own pace
- No age restrictions
- Automatic course completion reporting to New Jersey MVC
- Free delivery for course completion certificate
- Includes four module quizzes and a final exam
- Up to three chances to pass final exam
The online Defensive Driving course is divided into four learning modules: Traffic Crash Problems, Human Factors, Man, Machine & Environment, and New Jersey Traffic Laws. Each module ends with a five-question quiz, and the course concludes with a 20-question final exam.
To pass the course, you must score at least 80% on each module quiz and the final exam. You have an unlimited number of attempts to pass each quiz and three attempts to pass the final exam.
Why Choose Our Course?
Since 1996, we've helped millions of drivers save money on auto insurance and avoid points, license suspensions and MVC surcharges after a traffic ticket. Our convenient course makes it simple to meet MVC defensive driving requirements 100% online.
Benefits of our Defensive Driving course include:
- Reduces two points from your driving record
- Qualifies you for a mandatory insurance reduction
- Easy, open-book course
- Finish at your own pace
- Automatic completion reporting to the New Jersey MVC
- Fast and free delivery of your Certificate of Completion
- 24/7 U.S.-based customer support
In addition, you can retake the course every five years for point reduction and every three years to renew your insurance discount.
New Jersey Point Reduction
After you complete the New Jersey Defensive Driving course, the MVC will reduce two points from your driving record as outlined in New Jersey Revised Statutes 39:5-30.9. New Jersey drivers can receive this point reduction once every five years.
While the points are not removed from your record permanently, they will not be counted toward MVC penalties such as a license suspension or surcharge fine. Getting six or more points within the span of three years will result in a surcharge, and your license will be suspended if you get 12 or more points on your current driving record.
To qualify for point reduction, you must have a valid, non-commercial New Jersey driver license and must currently have points on your driving record. You will not receive a point reduction if you completed a point reduction course within the past five years.
New Jersey Insurance Discount
Graduates of the New Jersey Defensive Driving course will qualify for a mandatory auto insurance discount that lasts three years. You could save up to 10% on your insurance premiums. Contact your insurance provider for more information about the discount, including the exact amount.
When your insurance discount expires, you can retake the Defensive Driving course to renew your savings for another three years.
The New Jersey Defensive Driving course covers a wide range of topics on safe driving techniques, New Jersey traffic laws, DWI prevention and more.
You'll learn about:
- The basics of defensive driving
- Crash avoidance techniques
- Accident statistics
- Highway driving safety
- Dangers of stress, fatigue and emotional distress
- Effects of illicit drugs and alcohol on driving ability
- Driving safely in unfavorable weather conditions
- What to do in common emergencies
- The New Jersey point system
- Road signs and rules of the road
The Defensive Driving course provides an in-depth overview of the topics above and many more.
Frequently Asked Questions
Who should take this course?
The New Jersey Defensive Driving course is designed for New Jersey drivers seeking to reduce points on their driving record and earn a discount on their insurance premium. Drivers of all ages can benefit from this course.
To qualify for point reduction, you must have a valid, non-commercial New Jersey driver license. The insurance discount is available to drivers with an active auto insurance policy who have not taken an insurance discount course in the past three years.
How often can I take the defensive driving course for point and insurance reduction?
The New Jersey Motor Vehicle Commission allows drivers to take a point reduction course once every five years to reduce two points from their driving record. In addition, you can take the course every three years to qualify for a mandatory discount on your auto insurance rate.
How long does the course take to complete?
This course includes at least six hours of education on defensive driving topics, basic driver safety and New Jersey traffic laws. Course modules are not timed, but you must spend a total of at least six hours in the course before you can start the final exam and complete your training.
How do I redeem my point reduction and insurance discount?
Once you pass the course, we will report your completion to the New Jersey MVC to process your point reduction. You do not need to submit a certificate to the MVC.
To redeem your insurance discount, you will need to submit a certificate of completion to your insurance provider. You can download your certificate from the Course Completed page seven days after successfully passing the course. If you need the certificate sooner, you can purchase instant digital delivery for $9.95 to immediately download and print your certificate.» More Defensive Driving course FAQs